Greek Property Tax Calculator (ENFIA) 2026

The Greek property tax calculator is especially useful when comparing homes in different locations or zone-price areas.

Our Greek property tax calculator gives property owners and potential buyers a quick estimate of the main annual ENFIA for an apartment or house in Greece. Enter the basic property details above to see an approximate result before speaking with an accountant or checking the official assessment issued by AADE.

What Is ENFIA in Greece?

ENFIA is the annual property tax charged on real estate located in Greece. It generally applies to property rights held on 1 January of each year, including property owned by residents and non-residents. The official assessment is calculated using the property information registered in the owner’s E9 declaration.

For buildings, the main ENFIA calculation takes several characteristics into account. These include the property’s location, surface area, use, age, floor and number of façades. The official zone price assigned to the location is also an important part of the calculation.

The purchase price or current market value of a home is not the same as its official zone price. For this reason, you should not enter the amount you paid for the property in the zone-price field.

How to Use the Greek Property Tax Calculator

To receive a basic estimate, enter the following four details:

• Select whether the property is an apartment or a detached house.
• Enter the main living area in square metres.
• Enter the official zone price in euros per square metre.
• Enter the year of the newest building permit or the documented construction year.

If you do not know the zone price, use the link provided in the calculator to open the official Greek property-value map. Locate the property as accurately as possible and check the zone price that applies to its position.

After entering the required information, select “Calculate My Estimate”. The result represents an estimate of the main ENFIA for that particular home before personal circumstances and wider property-portfolio adjustments are considered.

Optional Details for a More Accurate Estimate

The basic fields are enough for a quick calculation, but additional property details can make the result more precise.

You can enter auxiliary areas such as eligible storage rooms or similar spaces, choose the floor of an apartment, indicate the number of façades and adjust the ownership percentage. There are also options for qualifying unfinished buildings and eligible insured homes.

Only select the unfinished-property option when the home meets the relevant conditions, including being unfinished, empty and without a normal electricity connection. The insurance reduction also has specific requirements. The residence must have qualifying cover for earthquake, fire and flood risks, together with the required insured value and coverage period.

If you are uncertain about any of these details, leave the optional section unchanged and use the result as a general estimate.

Why Your Official ENFIA May Be Different

This Greek property tax calculator is designed as a practical guide, not as a replacement for an official tax assessment. AADE calculates ENFIA using all the information recorded in the taxpayer’s E9 declaration.

The final amount may differ because of factors that cannot be fully determined by a simple online tool. These may include:

• The exact legal property right and ownership percentage.
• Corrections or missing information in the E9 declaration.
• The owner’s complete property portfolio.
• Personal reductions or exemptions.
• Special property characteristics or coefficients.
• Eligibility for an insurance-related reduction.
• Changes in legislation or official tax rules.

An incorrect surface area, construction year, floor or ownership percentage in the E9 declaration can affect the official calculation. Property owners should therefore check that their E9 information accurately matches their property documents.

Is This Calculator Useful Before Buying Property?

Yes. Buyers can use the calculator to obtain a reasonable indication of the recurring property tax before purchasing an apartment or house in Greece. It can be particularly useful when comparing several properties with different sizes, locations and zone prices.

However, ENFIA is only one part of the total cost of owning property in Greece. Buyers should also consider legal and notary costs, property maintenance, insurance, communal building expenses and possible professional fees.

Before completing a purchase, ask a Greek accountant, lawyer or property professional to review the property documents and explain the expected tax obligations. The seller or estate agent may also be able to provide a recent ENFIA certificate, but the buyer should still obtain independent professional advice.

Use the Greek property tax calculator as a starting point and confirm the final amount through AADE or a qualified professional.

Important Disclaimer

The result produced by this calculator is an estimate based on the information entered by the user and the applicable main building-tax factors. It is provided for general information only and does not constitute legal, accounting or tax advice.

Your official ENFIA assessment is issued by AADE based on the information recorded in E9 and the legislation applicable to the relevant tax year. For a definitive calculation or advice about your individual circumstances, consult a qualified Greek accountant or tax professional.